Helping Families Access Affordable Homes (HeFAAH)

HeFAAH is our affordable housing initiative  to help families purchase affordable homes by providing free credit repair workshops and continuing financial literacy.

HeFAAH's goal is to help bridge the wealth gap by increasing homeownership in lower- income neighborhoods.

Please click here  Events  to be directed to our events page to register for any upcoming workshops.

We are excited to be packaging USDA DIRECT LOANS  and further helping low-income household obtain the goal of homeownership.

This program will roll out this coming spring and future homeowners will be able to apply for their USDA DIRECT home loan with us.

Benefits of program

• $0 down payment which means 100% financing  on all loans

• No credit score requirement (we will evaluate credit report )

• Loan limits up to 336k!  (varies from county to county)

• Can be used to purchase new construction homes, modular pre-fab homes, manufactured homes

• Home must be located in USDA eligible areas

• Buyers have option to have home loan payments subsidized by USDA. Meaning USDA will pay a portion of home loan. (subject to repayment)

• Must meet income limits  (varies by county)